At R&H Haralambous Insurance, we offer flexible Business Fire Insurance solutions designed to protect business premises, whether owned or rented. For many entrepreneurs, a business represents their primary source of income, and safeguarding it against unexpected events is essential for continuity and financial stability.

Business Fire Insurance provides protection for the building and its contents, with coverage structured according to your operational needs. Insurance values are based on the replacement cost of the building and assets (excluding land value) and should be reviewed regularly to ensure adequate protection.

OPTIONAL EXTENSIONS

The policy can be extended to include protection against:

• Natural events (earthquake, storm, flood, bush fire)
• Malicious damage, strike, and civil unrest
• Theft with forcible entry or exit
• Water damage, overflow, and short circuit
• Impact damage and falling objects
• Business interruption and loss of rents
• Removal of debris, architects’ fees, and restoration costs
• Relocation expenses and temporary transfer of contents
• Money and glass breakage cover