Who we are
A team of Insurance Experts operating in Cyprus with more than 35 years of experience in all Insurance sectors. We are registered and authorized by the Cyprus ICCS and regulated under the Insurance and Reinsurance Services laws and Other Related Issues of 2016 [Law 38(I) 2016] and other relevant Regulations.
We analyze our clients’ insurable needs and offer custom-made insurance solutions, strictly based on their requirements. We revisit and revise our clients’ policies, according to their updated needs.
Through insurable needs analysis a fully customized solution is offered to organizations and individuals alike beyond our clientele.
Insurance is all about risk management providing peace of mind for unforeseen events. It gives protection to families and corporations covering assets, properties and income.
Being close to our clients enables us to be aligned with their changing requirements hence mitigating risks that may arise in future.
Family business – Trusted advisors – Based in Cyprus – Personal approach
We are a family-run insurance brokerage based in Cyprus, offering clear advice, reliable support, and long-term insurance solutions built on trust.
Our Values
Integrity
Conducting business with honesty and transparency, while adhering to ethical principles.
Reliability
Delivering on promises and commitments to ensure that clients can trust the agency to protect their assets.
Customer Service
Providing exceptional customer service by understanding clients’ needs and tailoring solutions to meet them.
Professionalism
Maintaining a high standard of professionalism in all interactions with clients, colleagues, and partners.
Our Team
Haralambos Haralambous
An experienced insurance professional with over 25 years in the industry, including 14 years in a senior leadership role at a leading insurance company in Cyprus. As co-founder of R&H Haralambous Insurance, he is committed to providing clear advice, personalised service, and reliable protection for individuals and businesses.
Rafaella Haralambous
With over 14 years of experience in the insurance industry, adopts a client-focused approach built on trust, clarity, and personal attention. As co-founder of R&H Haralambous Insurance she is actively involved in every case, ensuring reliable support when it matters most.