We provide health insurance plans for you and your family. We offer specialized private medical insurance plans, comprehensive and flexible, with many benefits and coverage abroad. Private Medical Health insurance, in addition to its specific medical cost covers, it offers dignity, choices of country and place for health care and the freedom to manage your health issues yourself.


The contract is addressed

To individuals who want to protect their family in the event of an accident or illness and to employers who want to offer an additional benefit to their employees.


The policy covers


Hospital Care including Emergency Medical Assistance Abroad.


In addition, there are additional optional benefits such as:


Expansion of coverage abroad

Outpatient Care and coverage of General Annual Medical Examinations


Basic Plan Benefits are Medical Expenses for:

Room and board

Physician, surgeon & anesthetist fee

Laboratory diagnostics, paraclinical tests, medicines & other consumables

Expenses before and after hospitalization

Accommodation expenses for a minor’s hospitalization

Hospital treatment outside Cyprus


Costs of Surgery without staying overnight:

Coverage of Surgery Expenses

Covering Surgeon & Anesthetist Fees


Expenses of Emergency Patient Transport to Hospital

Child Birth Benefits (lump-sum allowance payment):

Natural Childbirth/Cesarean Section



Organ Transplant

Home Care Allowance

Hospitalization Allowance

Additionally provided:

Emergency Medical Assistance abroad and Extension of coverage

Direct payment settlement to hospital/clinic

Immediate response and settlement of your requirements

Significant Discount on family and group plans

24-hour Service Line for Cyprus 22020444

Emergency Medical Assistance abroad – 24-hour Hotline +30210650441


The policy is offered

The policy is offered in 3 different level of annual limits:

Maximum annual cover limit of €1,000,000

Maximum annual cover limit of €250,000

Maximum annual cover limit of €50,000


Frequently Asked Questions

I am insured at GESY. Why should I also buy private Medical Care insurance?

Private Medical Care insurance offers people dignity, choice of place and area of ​​care and the ability to directly manage their health.


What is Inpatient Care? What is the hospitalization  process?

The payment of Medical Expenses for In-Hospital Treatment can be made by direct settlement in Hospitals and Clinics, immediately and without any charge both in Cyprus and Abroad.

In case of planned hospitalization, you must inform us at least 7 days before your admission to the Clinic/Hospital. In the event of an unforeseen event, contact the Company before your discharge so that the process of evaluating your claim can begin immediately


What is Outpatient Care?

Out-of-hospital expenses are considered to be the necessary, reasonable and usual expenses incurred due to illness or accident by the Insured and dependents (if included in the insurance) for their medical care as outpatients in Cyprus.  The necessary reasonable and usual expenses incurred abroad are also covered, provided that the covered person is on a business trip or vacation, for a period not exceeding sixty (60) days each trip.

The coverage provided by the Supplementary Benefit is in accordance with the Table of Benefits of the Insurance Policy and the compensation is equal to the Reimbursement Rate of incurred and recognized expenses stated in the Table of Benefits.


Is Health insurance offered for pre-existing conditions?

Yes, health insurance can cover pre-existing medical conditions under certain circumstances. In any case, customers should inform us of their medical history, past illness or disease and any relevant treatment they have received. For recent medical conditions, there may be an additional premium. Consult one of the Trust’s insurance agents for more information about health insurance and pre-existing medical conditions.



The above information may vary from one Insurance Company to another. Depending on the insurance policy that will be proposed to you, you will get all the relevant information you need, so that you can decide on your own choice. Request our offer today. Based on your own insurable needs and budget, we will choose the right covers for you.