At R&H Haralambous Insurance, we offer a range of comprehensive property insurance solutions designed to protect private residences, jointly owned buildings, and income-generating properties.

For management committees and owners of units in jointly owned buildings, covering all-risks protection for:

Option 1

• Whole Building including private properties
• The full replacement value of the building (excluding land)
• Legal and liability requirements as defined by Cyprus legislation
• Third Party Liability of owners
• Jointly owned Contents

Option 2

• Jointly owned Contents
• Building Jointly Owned property
• Communal areas, machinery, and facilities
• The full replacement value of the building (excluding land)
• Legal and liability requirements as defined by Cyprus legislation
• Third Party Liability of owners

Major savings in premiums for property owners with Option 1

Additionally for both options with individual policies, we cover Personal belongings (inside and outside the home)