Introduction
A sudden accident affecting your health or income can turn all your plans, dreams and even your family peace upside down. The Personal Accident Insurance offers protection to everyone against loss, arising in the event of an accident, which can happen at work, at home, but also anywhere else, even abroad.
What is covered
Financial loss as a result of an accident resulting in the death or physical injury of a person.
The contract is addressed
To individuals who want to protect themselves and their family from the consequences of an accident in the event of death or physical injury
For entrepreneurs who wish to offer such insurance to their employees so that the employees are covered in the event of an accident at work for which the employer is not responsible (for the entire staff or a selection of specific staff)
In organized groups with a specific activity such as schools, sports teams, etc.
The contract is offered
As an individual policy
As a group policy
Covers
Accidental Death Cover
Permanent Total Disability Cover
Permanent Partial Disability Cover
Temporary Total Disability Cover (Weekly allowance)
Medical Expenses
Frequent questions
What should I do in case of an accident?
Notify us or the insurance Company and complete the Claim Form to follow the procedures for submitting a claim.
What does Permanent Total Disability mean?
Accidental bodily injury, which within twelve months from the day of the accident will exclusively and immediately prevent the Insured Person from engaging in or paying attention to his usual occupation or occupation.
Who determines the amounts I will be insured for each benefit or benefit?
This depends on you and the premium you are willing to pay. There are upper limits for each benefit as well as restrictions on combinations of benefits. Find out about the coverages and make the best contract for you. The amounts accepted and included in the policy are those that will be paid in the event of an accident.
What is Personal Accident insurance and why is it important?
Personal accident insurance protects the insured against accidents. It compensates them in case of injury, disability or death caused by a violent, external and unforeseeable event. It covers medical and hospital expenses and helps pay for alternative treatments. If accidental death occurs, the insurance will cover a lump sum payment.
Is Personal Accident insurance compulsory in Cyprus?
No, personal accident insurance is not compulsory in Cyprus. However, it is important to have it, on the one hand because the possibility of suffering bodily injury from an accident is high, on the other hand the cost of this insurance policy is very low.
How much coverage should I buy?
The amount of personal accident insurance cover you need depends on your lifestyle risks, age and several other factors. Talk to us to help you find the right cover.
Clarification
The above information may vary from one Insurance Company to another. Depending on the insurance policy that will be proposed to you, you will get all the relevant information you need, so that you can decide on your own choice. Request our offer today. Based on your own insurable needs and budget, we will choose the right covers for you.