You work hard to build and maintain your business, but everyday life often does not allow you to deal with protecting your business from unpredictable and random risks. Risks leading to unforeseen, random, and unexpected events that can occur with significant damage to you and your business.


How useful and how necessary insurance is for your business is acknowledged through statistics and trends.  Approximately 50% of the insurance premiums paid in Cyprus each year are returned to the insured through claims they submit to their insurance companies. The above figures do not include Life business.


At R&H Haralambous Insurance Agents, Sub-Agents and Consultants Ltd, with over 25 years of experience, we have the solution for you. We listen carefully, fully understand the nature of your work, record and analyze your risks and insurance needs. We move towards personalized insurance solutions, strictly based on your risks. We protect your wealth both by reducing the cost of insurance premiums and by providing you with the best and most comprehensive coverage. We regularly check and update your coverage as your risks are constantly changing.


For your profession, we strongly recommend the specialized contracts below. Click on the contract to be informed and contact us to serve you: 









In addition to the above, the following insurances are equally important and necessary.


Directors and Officers Professional Liability

Protect the personal legal liability of the Directors and Officers of your company, for the payment of possible compensation to natural and/or legal persons who have suffered financial loss because of wrongful acts and/or omissions committed by them in their capacity as Directors and Officers. This also applies to the loss by the company itself for the payment of compensation to natural and/or legal persons who have suffered financial loss as a result of wrongful acts and/or omissions committed by the Directors in their capacity as Consultants  and Officers.


Health Insurance

For both you and your employees, the length of your recovery period is important to your business. By having a private Medical Care insurance plan, with a significantly reduced cost since we also consider the costs in the GESY, you improve the recovery period due to the immediacy of care.


Travel Insurance

Get insured for the risks that occur during a trip, such as loss of luggage and documents, flight delay, medical expenses, etc.


Vehicle Fleet Insurance

If the company has more than 5 vehicles of the same type, Fleet Vehicle insurance provides the company with many benefits, but above all it reduces significantly the cost of insuring the company’s vehicles.


Partners Security

We insure the partners in case of loss of life so that the company can buy back the equity of the deceased partner and ensure the smooth succession plan


Key Persons Insurance

Insurance plan for key people in the business, so that for as long as the business is deprived of their services due to incapacity, death, etc., the costs incurred will be covered.


You can see a description of all contracts by clicking here. Contact us for more information and assistance.